Mobile Home Loans
Finance your Mobile Home with DNCU.
The Experience and Expertise You Need
We are your source for mobile home financing.
Mobile homes are a popular option for many in northern New Mexico. Financing a mobile home, however, can be a tricky process. DNCU’s mobile home lending program helps our members avoid the potential pitfalls in financing a mobile home.
We are passionate about simplifying finances for our members. Our Mobile Home Lending Program streamlines the Mobile Homebuying process and unlocks the door to your next chapter without hidden fees and unnecessary stress. You can also benefit from competitive rates, flexible terms, and expertise from local DNCU lending experts.
Current rates
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Type of Loan |
APR*** as low as |
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DISCLOSURES Loan Rates are current as of September 29, 2023. Loan Rates and Fees may change at any time without notice. Please contact a member services representative for details. ***APR= Annual Percentage Rate. This is not an offer for credit. Your rate may be different based on credit approval, collateral, or terms requested. Rates advertised may change at anytime without notice. Please contact a lender for detail on current rates and terms. Offer is subject to credit approval. Your approved rate may be higher based on credit, term, or collateral. APR offered assumes term of 120 months, clean title, LTV not to exceed 95%, minimum FICO score of 730+, and must meet debt to income requirements. Other terms and conditions may apply. Speak with a lender regarding the specific requirements. 1Eligible Types: Single Wide & Multi Wide Mobile or Modular Homes that are not permanently affixed to real property. Title must be active. For permanent foundation Mobile Home loans, see Mortgage Loan Info. |
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Type of Loan Mobile Home (2025–2015) |
APR*** as low as 10.18% |
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Type of Loan Mobile Home (2014 or older)1 |
APR*** as low as 10.18% |
How Much Will My Mobile Home Payment Be?
If You Buy A Mobile Home Worth
Disclosures
APR = Annual Percentage Rate
Calculator is hypothetical based on assumption and may not reflect your actual rate. Calculator is for informational purposes only and not an offer for credit.
Based on 120 month term.
— Greg M., DNCU MemberI’ve been a member for over 30 years and the service gets better and better by the day. The employees I’ve worked with provide incredible experiences including quick auto loans. They have moved mountains for me over the years and I knew when I opened my account in the late 90’s that they were the right fit for me.
Ready to get started?
DNCU offers free consultations with local and experienced mortgage officers.
Join us
(877) 818-3628 toll-free.
Disclosures
*APR = Annual Percentage Rate.
²Recreational Vehicles include Motor Homes, Travel Trailers, Campers, Watercraft (including boats and jet skis), Off Road vehicles (including ATVs and Snowmobiles).
³For permanent foundation Mobile Home loans, see Mortgage Loan Info.